I have talked to tons of investors recently and everyone says the Zillows interface is the worst, but it is just a side comment and we keep going on to the next conversation. 

Lastly, check your conversion rate to see how many clicks turn into actual leads.Test different audiences and ad creatives to find what works best, and don’t worry if it takes time to dial things in.

I private messaged you. 

In our view, experience and integrity are by far the most important parts of any private loan.

. ;-) The following is just general informationIt sounds as though the seller has an investment to sell, not his private home.

I’m new to BiggerPockets and I’m a private money lender.

Home insurance would cover anything on premise, but as @Jonathan Bock stated, it's usually for significant damage.This might be something you would tackle on your own, but worth to have a conversation with your provider first to see what they have to say.

Just spoke with a business dev rep from BAM today, good conversation, said theyre not worried about rates right now and have plans in place to account for them. 

Again, this is a conversation to have with your accountant to ensure the benefits would outweigh the costs.Another misconception is that there is little value in a cost segregation study for properties that do not have a lot of personal property in them or very little interior build out, such as industrial warehouses.

Also  American association of private lenders is one trade group,Thanks for the response, Chris.