Diversify if you can with smaller amounts so risk is distributed. 

It doesn't really feel like enough of a reason to expose ourselves to the risk of a costly potential litigation.

The risk and effort is too great.  

I would say 225k around average to stay out of high risk zones.

I would only place it on DeFi if you're fully aware of the risks, or as a smaller fraction of the CeFi.

Caution:  Personal credit card financing is a huge risk and good luck finding 0 percent interest today.

With the current mortgage rate constraints affecting how many buyers are willing to enter the market we are seeing a lot of borrowers have success with the BRRRR strategy with plans to sell in the next 3-5 years when interest rates go down.Researching potential LTR and STR rental amounts and seeing if holding for a few years is a viable option is a good analysis to do well. 

Has potential buyers shaky.

Because they perceive risk.

Each potential buyer has come to their own conclusion that it would be too much hassle and risk to manage in this fashion vs a traditional rental even though the average cap rate in our area has been half that at best.