I bought some commercial properties (5, 6, and 11 units) and they were all off-market and seller-financed.Learn how to make the numbers work for you and the seller.

We live well, have a nice house which I built from the ground up and saved 200k off the top. 

@Son D. the borrower paid off the loan a few months ago. 

Take those profits and pay off the rentals.

I made the mistake of letting someone get in one of my first units that was a bit off the 3 times, they were great tenants very kind and enjoyed their stay and experience with me, but could not afford it when I increased the rent on them, which is something you will have to do because of rising insurance/tax costs.5.)

Those two things turn some folks off, but if the numbers work, they work. 

If they're doing anything another tenant would complain about I send them a written warning and the minute another tenant complains is when I'll double check to see if I can file eviction for that specific thing and give the tenant three days to knock it off. 

Short term my credit score did take a hit, but once the promotional transfers were paid off, my score jumped higher than it was before.These days, the "pure" zero percent transfers don't seem to be around anymore as they typically charge a 3-5% balance transfer fee as part of the promotion, but this is still better than current HELOC rates.

If the “all water off for 10 minutes” plan is unworkable. 

I obviously want to get the best tax benefits and write off the expenses for the house and repairs I have done.