For context electric wall heater quotes have been around $1300-$2000For HVAC dual mini split has been $5K+ If anyone has installed an electric wall heater I would love any thoughts/suggestions.

I just want help or advice on building it from the ground up and not getting overwhelmed by all the options at once and take baby steps towards the bigger picture.

We have installed a mini split in their unit which is located upstairs.

Regarding where to go for help/info, right here baby!

If you put in the time, you will succeed, not as fast as you might have thought it would, but baby steps and patience is all you need.

I had one were my PM calls me its in INDY cold winter they just had baby cant  afford the rent and heat just take no payment for 2 months then they will add the balance any pay it off.. well of course after 2 months they just left  LOL..

@Jeff Sullivan Enterprise baby!

Krys is a midwife and we established a birthing clinic where she has overseen the delivery of almost 30,000 babies; the majority of which have been charity cases we fund from a business we set up that sustains the operational budget.My definition of tithing isn’t limited to writing a check. 

Gone to records to do a mini title search of your own?

Credit - Ofc, the better shape your credit is in the better the terms.Overall, max is usually 25% and min is usually 10% being most aggressive.Talk with a few different lenders and brokers to see different people's requirements.