I‘ve used Hershey Federal Credit Union for similar sized MFs I have in Harrisburg and Carlisle, PA.  

If you want some revenue numbers for similar properties to the ones you're looking at or anything to use in underwriting feel free to reach out. 

This lets your HSA grow, and since qualified withdrawals are tax-free, putting more aggressive investments in an HSA can pay off in the long run (similar to the “put your risk in Roth” idea).4.Rollovers & Debit CardsMost brokerage HSAs come with a debit card, so spending isn’t too hard if you ever need to.

Such as Accounting fees, home office, business liability insurance, and similar.

If you pay down $100K in loan saving you $1K in monthly costs against rental income, or you invest that $100K in something that generates $1K in net income the result is similar.

If a PM handled similar situations, they would be using their HVAC go to technician, they would take a certain % of the total and add ontop of it for themself, parts would probably get marked up, it would be like 3x. 

I've written similar posts a handful of times, and there are other threads in these forums that discuss investing in Japan.  

I would be cautious buying in the saturated areas because there are so many similarly sized properties that price is becoming increasingly the deciding factor. 

@Robert Gorra - I've had a similar experience where I've had a really hard time with getting GC's to even give me an estimate, and the few that have have been way overpriced (ie, they want me to put in $20k of cabinets in a budget flip) or have had their prices go up by about 40% and still not give me a firm price when I try to nail down the scope of work.

we are doing similar but hotel / extended stay valuations are almost double apartments.