We only have 9 years left. I

There are two sides of the spectrum with out of state rentals...On the very left is buying a gutjob at a deep discount and getting a higher return for some risk and hard work.

Great choice to invest in Cincinnati, I lived there for 6 years and wish I'd never left. I

I decided to leave the tenants in place until they left under their own conditions, because I knew that whenever one left, I would have to spend $10k to bring the unit up to a condition that would attract the tenants I was looking for. 

I'm not suggesting it should be in the mutual funds, just trying to understand the thought process that went on when you were investing, stopped with $50K left and said "that money that's left is extra".

Isnt that a good thing instead of the 20 years left?  I

If this is what you have been looking for and you have talked to the seller and found out his story of retiring from the game, looked at the numbers and it makes sense for your "WHY", then all that is left is to execute on the deal and stay on course with your due diligence on the asset itself. 

I'm pretty lefty liberal, but Portland City Council really outdid itself with that.

I've got two of these 3/3 loans, currently 60k each with 10 years left. I

I think it depends on how much of the lease is left. I