It's best to approach 2-3 lenders to compare their rates, terms, and loan programs.

However, these programs typically qualifies borrowers based on their income, such as tax returns.The DSCR would be a good option considering you and your husband are entrepreneurs and the tax returns don't look good on paper.

I had been a tax client of Anderson in prior years, but never signed up for any of their client programs.

Employees work for you and do as instructed with your oversight. 

This is something I try to live by and teach my kids if I can - "A human being should be able to change a diaper, plan an invasion, butcher a hog, conn a ship, design a building, write a sonnet, balance accounts, build a wall, set a bone, comfort the dying, take orders, give orders, cooperate, act alone, solve equations, analyze a new problem, pitch manure, program a computer, cook a tasty meal, fight efficiently, die gallantly.

Employers who meet criteria can receive ___ staffing via the program which are wage and benefit supplemented persons via the program.

With $1100 in cashflow, a skilled investor who understands the section 8 program can kill the game.

Home warranty programs charge a trip fee every time you file a claim, and they use that fee to compensate the vendor.

Have you looked into local credit unions or alternative financing programs?

I would probably take the risk at $500, but $1k feels more of a ripoff like most guru programs.