If It is a wholesale DSCR lender that also does TRID loans, they might require a bit more paperwork, such as a VOM, mortgage statements for properties currently owned, and credit supplements on mortgages on your credit report.

I don't know if credit unions can ever do this stuff?

Has the loading or wait times improved?

A business line of credit through your LLC protects personal assets, builds business credit, and may allow interest deductions, but it might be harder to secure for a new LLC.

Next, plan on inspecting your properties every 90 days; you can communicate this to the tenant as you ensuring the property is in good order and to help you plan for repairs/future improvements. 

Quote from @Na Wilson: I have a source (depending on credit score) that can do a 90% LTV DSCR loan on non-owner occupied real estate. 

The model flagged listings that could likely generate more revenue with better descriptions.4.Market Comparison: Using Zillow Zestimate APIs and AirDNA, they compared similar properties in the area and forecasted how much more the property could make if the photos and descriptions were improved.5.Property List: All of this data was organised into a Google Sheet for further review.6.Automating Outreach: They used Claude to generate personalised outreach emails and DMs to homeowners, pitching offers for the properties.The entire process revolves around identifying undervalued homes that look worse online than they actually are.Has anyone seen anything like this?

Quote from @Raymond Kalonji: In your opinion, what would be a reasonable minimum credit score?

Great Lakes Credit Union HSBC 70%, for premier clients only Huntington 75% LTV Hurst Lending and Insurance Investment property HELOC in Texas.

Congratulations @Krissi Miramontes, it's great to see someone helping improve Fair Oaks!