I had 5 houses with them that were terribly managed (placing bad tenants, extremely high rehab costs). 

I have to check on codes/laws/regulation, but I know CA is on a high of making thinks convenient to build those at the moment.

20% is not high for managing a STR.

We bought a property that we feel is assessed by the our local government too high.

Any trusted registered agent or advice will be highly appreciated. 

1 of my kids went to prospect high.

Interest rates are NOT high right now.

While I’ve considered cash-out refinancing or HELOCs, the high rates make these options less appealing.I’m debating between using cash to acquire more SFRs or diversifying into mixed-use retail properties.

We own 3 other rental properties that have a 6.5%-7.5% APR, and no credit card debt or any other high interest debt to pay off.

Unfortunately, Covid decided to change my plans, and I made the decision to hold off, in hindsight it was a huge mistake and no one could have imagined that property values could have increased at such a high rate.