It is how it is recognized, taxed and falls heavy on the VOE. 

Its all about the heavy brush with Manzanita and other dense brush full of oils that burn so hot and fast.. thats why in many areas in CA they have control burns..

I am a self-managing investor here in Buffalo, focusing on small multifamily with heavy value-add.

Hi Michael,From reading your post it seems that your project needs a heavy infusion of incentives to make it feasible. 

I like umbrella because there is no worry of being pierced for inadequate separation of finances, if sued you have a heavy weight in your corner who has all the consequences of a defeat, and because usually it is reasonably priced (mine today is not so reasonably priced but I believe it is mostly related to the risks of CA).I do understand that the probability of needing the umbrella policy is low.  

This is an area heavy in house hacker investors so they still have to find at least one tenant for a duplex.

We did some paint, carpet and light fixtures - and let the market appreciation do the heavy lifting. 

When you called, and it seems many did, the scammer answered the phone using my name (though I understand with a heavy foreign accent).

Also, get a good attorney and a good CPA, given that the laws and taxes are heavy.4- It depends.

Quote from @Robert Bishop: Quote from @Caleb Brown: I would still focus heavy on stocks/index funds.