In regard to the best interest rates, the market is pretty fragmented so it's best to check around wherever you are looking to establish your foot print. 

BINGO!

Nothing to do with water everything to do with building in fire prone These same areas have these fires every 20 to 30 years as the Shamece brush and manzanita brush grows back after being burnt to the ground.. it grows back to 10 to 20 foot tall and when that happens and it catches fire there is no stopping it.

Reposition the property to a higher and better use. 4 years ago we purchased a 10,000 square foot building used as a music school.

This is a 2500 sq foot 3 bed 2 bath both sides.

Depending on how upscale your finishes really were, you could have that built in this market for 300 to 325 per square foot fairly easily right now.

I need a mentor in this area.For NJ, I wouldn't go near them with a ten-foot poll unless I had bought sight unseen before.

Blow in a resin-coated lining through the old pipe for $150 per linear foot.

They will most likely be able to give you a rough cost per square foot.

A lot more comes down to price per square foot than people outside that area understand.