I've heard it described this way: if you want to keep hot air inside a balloon what would you do first, wrap it in fluffy stuff or tie off the end?

I have a similar 1926 Spanish bungalow in LA (3bed 2 bath, 1300sqft, single level), that i just rebuilt completely, so here's my 2 cents1. with plumbing and sewer, make sure that you insect and assess the main drain line form house to street sewer - in houses of that age, they are cast iron and are often buried under a concrete driveway. if it needs to be replaced, make sure re-pavement of driveway is accounted for2. houses of that age have often started as 2bed 1bath and then somewhere along the way been converted to say 3/2 - mine was in the 70's. ask whoever inspecting the foundation to pay attention to the way it's laid out - variation in crawl-space hight, floor joists and different materials used for pillars that house sits on could point to an addition. flat roof over one of the bedrooms or bathrooms in an otherwise house with an attic is another sign it's been added. either way, check with the city that those additions are legal/permitted3. termite damage and dry rot in California and Arizona is a given - in any house, especially that old. as you walk around the rooms, stop in each corner of every room and jump up a few times - if the floor is soft and even a sign of weakness, i bet you you'll have to re-drywall, remove subfloor and repair floor joists in at lest half of that room. just a simple "poking wood for termites" test from the crawl space often misses that. i like my jumping test as well5. size and age of electrical panel - yes, but also age of main electrical wire runs is important. those are usually suspended in crawl spaces or laying on top of ceiling joists in the attic. old wire should be replaced as it's a potential fire-hazard surrounded by all the old fluffy insulation that's in old attics - speaking of fluffy insulation, i hear in some cases it could contain asbestos, so wouldn't hurt to checkfyi, just installed central air in my house and my best estimate - had 7 total - came through Costco at just under $7000 for a 3-ton Lennox system (heat and cool), all new ductwork, permit and inspections. curious as to what your HVAC bid was

Pancakes in front of the TV, mmmm.

Useless fluff is just that, fodder for the foolish.

My in laws live in Clermont, FL which is beautiful as it’s hilly (most FL is flat as a pancake).

I often see top 10 population trend lists, but that seems unreliable and fluffy, more like click bait and marketing material rather than something to base investment decisions on.

When you start to use logic, you will start to discover how much BS and fluff is in the strategies all these gurus teach and promote.So lets start this voyage of analyzing shall we?

I explain that I don't send fluff, I send what I see as important to know. 

The ignorant and fearful speak of a "housing crash" with salivating eagerness, as if it's some magical land where people beg for persons to buy there properties at pennies on the dollar, banks pour out capital upon any willing to purchase with little to no restraint, and it's just all fluffy bunny rabbits and rainbows.............

The more we get into fluffy stuff like crypto, NFTs, the metaverse, etc, the more it makes me lean into tangible assets.Do I believe in Crypto as a viable investment in the near future?