The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

-My fiancée and I are planning on having our first kid by the beginning of 2026, so extra room would be ideal as we are somewhat limited in the primary residence. 

Being furnished is also extra work, more things to break and be maintained.

To get started you need an additional strategy that helps you build cash.  

Monthly payment is 1900 with a 6.5 rate and would rent for 2500.posted in another group but realized it was the wrong one Hey Keith, I've helped other clients do this sort of thing - vacating a primary residence and then pull out cash to purchase another property elsewhere.

It's easy to obtain, costs very little, and doesn't require extra, on-going effort to maintain.

There are a lot of other strategies one can try, but what you do is the lowest risk, the most predictable outcome and takes the least amount of time and energy.I always suggest to use an extra time an investor has to think about building or buying a business that generates cash to accelerate the growth curve. 

You can make straight Roth contributions or convert cash as you’re talking about but you can also convert assets from pre-tax to Roth.

Variables that might change that number would be size of house, number of beds, extra duties you want the team to do (like fetch supplies) and perhaps the drive to a remote area. 

I flip with cash, not loans, mainly because there are not enough deals out there that meet my highly selective acquisition criteria, so no need to pay interest on cash otherwise sitting in a money market account.