So I missed out on taking a year off with my wife and kids and just fully enjoying the time we could experience together. 

Whie DOS lender risk may or may not be high, being ininsured is... well, enjoy your 'asset protection'.

But when it comes to choosing or creating investments that will produce a return along with personal fulfillment or enjoyment, then I say it definitely matters what you invest in and where you invest.  

Remind them of quiet hours, city ordinance, right to quiet enjoyment, etc.

Although, I enjoy Tampa, I'm just not seeing the same opportunities. 

If you want to think about it as a math problem, it’s all about where you put your time to maximize returns while also factoring in what you enjoy doing.Picking the MarketI’m the kind of person who gets analysis paralysis.

I was definitely not going to miss the opening weekend haha.A movie is definitely more enjoyable after walking 3+ miles to see it.

Hope you’re enjoying your stay in Malta travel safe and happy new year.

Save yourself the brain damage, clear it out, convert it back, discover a whole new class of tenant you can now get and enjoy the ride of eliminating 70% of the hassles this property delivers. 

I enjoy helping Bigger Pockets members save time and money.Thanks Jay, I may get in touch!