Why ask: Hearing about the success of previous mentees can offer insight into the mentor’s teaching style and the effectiveness of the program.14.

I work mostly with bank & credit unions lenders, who tend to be much more conservative, and most of them use a 35% operating expense margin.Also, the operating expense is calculated off the EGI (Effective Gross Income), which is the Gross Rent x the Occupancy Rate (i.e.

You are effectively operating a hotel, which is a business enterprise with very different risks and hazards to insure.  

You're also correct that 4 star is officially good but, in reality, it's one of the lowest ratings that's being given and it has a disproportionate effect on the property's rating when we list a new property and so we haven't had that many guests and reviews yet. 

In online forums, the danger I've experienced is the "national" effect. 

This makes it much easier for me to qualify for loans because I don't have to disclose the home debt that would effect my income to debt ratio.

Implement scalable systems and processes to effectively manage and grow your real estate holdings.

If you do the math, since your borrower is paying interest on interest, it raises your effective interest rate by about a point.

So I carry effectively 0 debt. 

If I take a break, that part of the business cannot function effectively.