This will lead to many of the professionals in the same industries who already are not doing that well to fall out of competition and hence be "replaced'.

Be firm and follow the law, don't let her fall further behind. 

Since I have a lot of grey hair, I tell it like I see and will tell you what I think is best regardless if it falls on willing ears or deaf ears.  

This fall we launched 2 more syndications for infill developments in Boise. a 30+ unit Live-work townhome project in West Boise that has never been developed on 1.3 acres of land and an 8 unit lot split on the Boise Bench with a house to flip on an acre. 

This implies residential units can be built at lower costs and provide better return. 11) adding an ADU to SFH can make the SFH fall under rent control.

Some of your requests may fall outside this manager’s standard practices, and customizing services for each client isn’t practical for most PMs.

or did a sheetrock panel get soaked and fall?

Property Taxes 11,000 yrly, insurance 4930 yrly.It falls short of the 1% and 20% rule.

Use it to fuel you but do not fall in love with a deal and force it through. 

I welcome and encourage anyone on the forum to chime in if I may have misrepresented anything, but this has been my mental model after spending countless hours running through different scenarios.I dont have a heloc personally but just curious are they all fixed rate / or are some of them variable when rates rise the interest rate rises or when rates fall the interest rates fall.