Quote from @Edgar Duarte: hi allI would love to get some perspective from your expertise, we have a property that we would have to sell in 2025 to avoid paying taxes on the capital gains, we believe we rcan sell it for $700K and get an equity of almost $500K after paying the mortgage balance, if we invest all of it option in index funds at 7% rate (standard com growth calculator), or in more rental properties as we are all here for, I can get the equity of around $900K.option B would be keep paying the house at 2.3% int rate while we have it in AirBnB and maybe sell it in 10 years for $900K, knowing that we would be paying taxes but it is not that bad still. or we can 1031 at that point?

However, some amenities consistently deliver high value because they attract more bookings, increase nightly rates, or result in better guest reviews.

You should be able to get up to 80% LTV on a rate term refinance.

I expressed my objection to the rate.

My question would be is a 6 cap the going rate in the area for that building.

Understanding the interest rate, loan maturity date, and any prepayment penalties will help gauge urgency.3.

You get a Capitalization Rate (CAP Rate), which equals your annualized return by dividing the Net Operating Income (you had gross in your narrative) by the purchase price.

Rates will at some point allow you to refinance.  

You should be able to beat the existing rate even. 

Yes their rates are steep, but that's hard $$$ for you.