I would be interested in that contact as well.

What is your preferred method of contact and when is a good time? 

Maybe they are trying to annoy people with low rate mortgages on purpose to get them to refinance (conspiracy theory alert)?

so if you don't have family or your own contacts in a market... it's just really tough.and (i may have said this in response to one of your other posts) but i'll just restate it here.  

We have no interest in contact data gathering, as that space has been well developed. 

Especially if you can refi down the road into a lower rate.

I have a contact at a military contractor that has employees transfer in for a 3-5 year gig.

If you received notice/confirmation that rent was to be paid by the NJ VCCO, you can contact them directly at (877) 658-2221. 

Usually its because there is a lot of debt risk. when interest rates went up a year or so ago I lost over 300k in sydication projects I was a part of because I didn't understand this concept.

Best bet is to try local and credit unions, possibly may have some programs for better rates.