Do this quickly because some counties have a time limit on when you can appeal.I recommend you research the market for:- Comparable Property Sales- Condition of your property, including anything that may affect your property's value- If you are really serious, an expert appraisal may be worth the effort.

Lenders want to see two years of stable income before they loan money to you.

Most desirable areas in Tampa Bay are in AE or higher risk flood zones and generally sell for a premium for a comparable home placed elsewhere - all else equal . 

You're very under leveraged compared to most investors trying to scale.

Compare yourself to these but do something extra to make it stand out.

Additionally, when comparing whether to build a single family portfolio or a comparable multi-family portfolio, you should also keep in mind the transactional costs involved.

I haven’t used BRE Leads, but I’m curious about how their AI-generated leads compare to other lead-gen platforms.

By having additional parcels, investors can generate more equity and value compared to simply adding an ADU.

And about $50 higher than another comparable unit I own across town with a husband and wife.

I recognize that my net worth is small compared to some of the people I associate with.