If you are early in the project, you can often scale down other parts of the renovation to cover the cost, i.e. that terrazzo tile that would have been perfect is no longer in the budget.  

I had a property tented for termites, which broke some concrete roof tiles.  

Most home warranty policies would cover leaks.As far as what is acceptable, in my market (Milwaukee) nobody bats an eye on cast iron sewer pipes or clay tile sewer lateral.

Do you have any recommendations for a good tile person?

However Property tax's some of the lowest in the coutnry and property maintenance same thing if you buy a stucco home with a tile roof.No real major weather threats like many markets  IE hail storms wind storms etc.. can get windy but thats common.. 

Instead of ceramic tile on the shower walls, I had left over cement board siding from a previous job..

Is the house a small two story with 800 sq ft of composite shingle roofing that needs to be replaced, or a large one story with tile roofing?.  

Rehab with the help of my family - Re landscape garden, painted inside, re grouted bathroom tiling etc.

Kitchen tile counter and bathroom tile: dirty and moldy.

Rehab wasn't too strenuous and i did myself with the help of my family - Re landscape garden, painted inside, re grouted bathroom tiling etc to freshen up.