So many of these agents posting sugar coated fake numbers. 

I'm not interested in secondary market loans as they're a totally different animal.

Flip to homeowner or investor for a rental, two very different animals.

For an unsophisticated investor like White coat Investors who has 250k to park as a downpayment and let it sit without any upside except for appreciation go ahead. 

If you have a property manager handling it for you, pass it along to the Tenant at cost of the Workman plus the markup of the property manager, whatever amount that is.Spackle is cheap, but paint can get costly especially if two coats are required. 

For example:- "1 time $129 non-refundable set up fee paid at lease signing"- "non-refundable pet fee of $200-500 per animal applies to all pets & must be paid prior to or when you pay your first month rent"- "$30/month required resident benefit package" Just my two cents.

Turned out these were animal bones but we had to shut down work for a couple days....you just never know do ya?

As to service animals, they are NOT pets.

One thing I am seeing a lot of is sugar-coating and hopeful optimism on the part of GPs and lenders—and that’s my takeaway from your notes on this CEO call.  

I know Quickbooks can be its own animal and I will certainly take the time to get some training.