He is advertising like crazy for his upcoming seminar.

We recommend that you check reviews of the lender; Ask for references; If the lender is advertising something that is outside the normal metrics for the industry it is likely a bait and switch. 

Quote from @Mike Marenick: Worst loan experience everThe website advertises 12-14 day closing times for loans.

Right, seriously, there's a game on Steam called "Tenants" which, I suppose, is a landlord business simulator.On sale now for $17.49.Quick blurb (not trying to advertise for them, honest):Become a landlord and deal with problematic tenantsas you build your rental property empire.

And if you know any Tax Pros or Financial Advisors who are looking to take on new clients, have them fill out this form so we can talk with them about advertising and working with our BiggerPockets audience. 

One PM company I dealt with back in San Diego... thankfully not in OC... buried costs for advertising and re-leasing in their contracts.

RTR's advertisements are just that-- ads.

@Greg O'Brien did I understand that you were advertising having the "all in one" umbrella with your group as well or are you more focused/consolidated in the tax prep area? 

We don't allow any "deal-making" in the forums, which includes advertising your services or properties, looking for partners, etc.

My markup is always lower than the original lender's because I don't spend money advertising during the Super Bowl, my president doesn't have a corporate jet, and we don't have layers of management we need to pay.