The people who buy here are buying for experiences and memories, not so much investment return.From speaking with other financial entities and members of the community, we are looking for partners to assist in offering loans of some sort, such as:1) Direct loan to buyer of house (less a down payment), and then payment arrangement between loaner and the buyer2) Loan to the cooperative as an entity who then administers the loan between buyer and cooperative, with payments paid back to financial organization from cooperative3) Loan to buyer with cooperative as co-signer, therefore making the cooperative the ultimate responsibility in the event of default4) Create a member-funded reserve fund or actively managed account which will then be used for giving out loans to new members at an interest rate.

The SEP IRA is a self administered plan with no formal filings.

The IRA or 401k can invest in its own deals, and the IRA account holder can administer investments - just not for their own benefit personally.The alternatives are an early distribution, which is not optimal.The ROBS program that was mentioned is an option that allows the use of prior retirement funds to capitalize a business.  

Exceptions However, to the contrary, the rule does not directly apply to the Federal or state housing authorities and agencies administering such programs.

I'm sure if you call down to the city or county office that administers the program they'd be able to give you the guidelines/stipulations should you decide to accept it.  

"Notice of Petition to Administer the Estate of" is the heading that I'm interested in.

Other assets have published values and are liquid, stocks and bonds or annuities are easier to administer and cost much less to do so.

It's best to lay down the ground rules and strictly administer them early after the relationship begins, typically month 2 (month 1 is for fixing clear problems with the property hence a bit more leniency).  

I can tell you what I can sound like, a regulator, one who administered regulatory law, found facts, findings, applied law and regulations to activities and dealt with violations and violators.

Have her call and apply to the united way (or whomever is administering the program in your area).