Poor communicators, poor housekeeping skills, prescription med abuse, big dogs that they couldn't properly care for, damaging, etc.

We have excellent credit and cash capital.

I realized I needed to learn more about money, so I read Rich Dad Poor Dad.

RentRedi needs an option to have the landlord pay this OR just bake it into the monthly cost. 5) RentRedi introduced a feature to allow my tenants to report their rent to the credit bureaus to improve their credit score (cool).

do not use a line of credit for a down payment. 

This will allow you to remove the person and do the financing on your own.Home Equity Loan/Line of Credit: Since you're looking to access equity, a home equity loan or line of credit (HELOC) can be a good option.

@Andrew Self there are attornies you can hire to resolve your credit issues.

.: Quote from @Jay Hinrichs: when I was buying notes I did not even run credit.. but I only paid 10 to 20 cents on the dollar.  

There are loan programs that will do a 20% down payment with a 680 or above credit score. 

Conclusion: Don´t give your credit card infos for "free" products!!!