If I could wave a magic wond and go back in time to be your age I would 100% house hack a property, I would contact a mortgage broker and see if there are any types of incentives for first time home buyers to assist with a down payment.

Sure I have doubts now that I’m midway through renovations…but I feel the contacts I’ve gained in a new city (electricians, plumbers, etc) are worth their weight in gold.

If you open it in new tab it is a lot harder to navigate.Any issues with links please contact mePS Preforeclosure Leads Data Is Only a Third of What Is Available from County Recordshttps://drive.google.com/file/d/1vmGk8l_YIcUk5awBIu_D_sp5ifT...PS Preforeclosure Leads Behind County Data Deep Dive Sept 2024https://drive.google.com/file/d/1RNXH3mBgJLq-uJRHJ6nH9OPVZFg...Thanks For Looking

Instead of relying on pay stubs or bank statements (which can be manipulated), consider an income verification report that pulls 12 months of actual bank deposits.Next Steps Before Deciding✔ Verify rental history – Contact past landlords to check for payment reliability and any issues.✔ Run a full background check – Criminal history, judgments, and liens can reveal risks that a credit score won’t.✔ Look deeper into financial patterns – Ensure their income deposits are steady and align with what they’re reporting.A credit score alone doesn’t tell the full story, and given the bankruptcy, closed accounts, and self-employment, extra due diligence is needed to make the best decision. 

I contacted ALE solutions on Friday through their housing request form and just resubmitted with a longer term minimum based on what you stated here.

If you bought the certificate from the state for the full amount quoted to you, you must contact the state and get the calculations of how they arrived at that number.

@Jerry Zhang I haven't worked directly with Pace Morby, but I do have some contacts who are friends with him or have worked with him.

Contacting rentals is a smart approach too, its all really a numbers game

I contacted sellers agent and asked if we need our own realtor or can he represent buyer side as well.

Should I contact State Farm right away or wait until the project is complete?