Now, a small thing like she being totally unresponsive, or chronically being late where she is not paying the rent until 3rd or 4th week, or completely stops paying  can change the whole picture..  

Life insurance proceeds are tax free.There are term-life insurance now that you can get cash from if you become terminally, chronically or critically ill (like cancer, heart attack or stroke).

I was able to determine that the neighbors are violating the noise code but despite the code's stating that police must measure noise and enforce the code, the police refuse to do anything about the situation.I understand that this noise may not bother some, but I have PTSD as well as a severe chronic health/pain condition and the random loud shrieks cause a startle reaction as well as increased pain, etc.

Always consider life insurance policies with living benefits to help cover the event a partner becomes critically, chronic or terminally ill. 

This might be heading somewhere between “pound sand” and “do you want out of your lease” response to the situation.The tenant may be a chronic complainer, never happy or satisfied.

If you are chronically ill, you can do early “cash out”, but you must be dying.

dogs fighting dogs humping each other , chronic water leaks roaches ,rats ,dead appliances every month .

Guaranteed interest of 4%, non-guaranteed dividends hovering around 5-6%, Living benefits (because what if you don’t die, but your terminally, critically, or chronically ill?)

Ditto if it's a chronic condition with continuous treatment that exceeds their limits.

Yeah we have permanently housed people who are chronically homeless, veterans, victims of domestic violence, as well as other marginalized groups.