I would probably be able to afford one single-family further east in a b-c class neighborhood.I appreciate your note about risk and diversifying my portfolio/holdings.

There are many cases (especially with hedge funds and other KNOWN buyers for the lender) that they will allow the AB side to close and then record their loan docs (Security Deed or Deed of Trust and Note), then the BC closes 2-3 days later. 

I bought in a B+ neighborhood.

For example, if all the balance is on cards A, B, and C... balance transfer them to cards D,E, F. 

I found it to be very comprehensive, though I'd give it a B+ for it's content.Best of luck!

I found it to be very comprehensive, though I'd give it a B+ for it's content.Best of luck!

Now if you can buy a multifamily for a fair price in a class a/b area, you might get a good long term rental.

I think AirDNA has it rated as a B+, I will say from what I've looked at the prices are closer to 230k-300k for a 2bd - 1ba turnkey if you're looking close to the slopes or lake.  

Now, I’d argue that the CAP rate in CA today is far lower (4.5-5.0 in my area) and the value is actually closer to (at 5.0 CAP) $3,100,000 based on property improvements and market rate rents (big deal to be at market rate in CA with the recent passing of AB-1482).

It just suddenly dawned upon me that I hadn't quite taken the opportunity to look back on 2019 as a whole and simply digest everything that happened - definitely a B-LU-RRRR (see what I did there).For the majority of the year my "day job" encompassed managing a 15 agent brokerage focused mainly on assisting others with buying and selling their primary residence, before eventually switching brokerages and starting a new team at my current brokerage.