OK, yes the remaining amount has the profit with-in the $160,000, so what i'm trying to get to is an offer . so if I want $50,000 then my offer is $110,000 correct. if that true the 70% rule and the flip and fix calculator generate different offer numbers.

My go to is in boca ... but of a drive for you.

As a contractor I assume every homeowner I talk to is getting several bids.  

@Cathy SverclMy understanding is that since the owner is in chapter 13 bankruptcy, a subject to is not an option.

You have no obligation to notify the lender.Here is how Subject To is supposed to work:How I buy houses for pennies on the dollarhttps://www.biggerpockets.com/forums/311/topics/678938-how-i-buy-houses-for-pennies-on-the-dollar

Try a whole house air exchanger, they pull air out while bringing in fresh air. the one i linked to i have used in one of my units to meet the building code for fresh air, this one can handle a 2,000 sq' home. this may help and only costs a few hundred dollars.

Never really had the funds to dip in and get started and soon will be able to. I

I've estimated $5k (conservatively), but I can handle a bit more than that if I need to. I

It all comes down to I don’t know what I don’t know so I’m looking to you all for ideas!

(I'm also interested in local meet-ups and sharing info and learning from each other if anyone else wants to.) I