![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1034172/small_1621507846-avatar-lisai7.jpg?twic=v1/output=image&v=2)
11 May 2020 | 13 replies
And then once you actually own it, any surplus rental income from STR is icing on the cake.And you take that higher STR income, and do nothing but stash it until you have 6-12 months of payments saved up.Here's what just happened:A bunch of people underwrote the deals assuming STR income, allowing them to justify the highest possible purchase price, mortgage balance, and mortgage payment, of any other buyer considering purchasing that property.I, their loan officer, told them they also needed six months of reserves, Per Fannie.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/74174/small_1621414906-avatar-aaron_m.jpg?twic=v1/output=image&v=2)
5 July 2015 | 9 replies
I don't even LIKE dollar stores; however, I know they serve a purpose and when it comes to cleaning supplies they really can't be beat, unless you want to buy surplus amounts at Costco!
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/30954/small_1621365515-avatar-tdoan89.jpg?twic=v1/output=image&v=2)
6 September 2017 | 178 replies
One of the largest REI guys I ever knew drove a government surplus Dodge ½ ton pickup.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/158817/small_1621420151-avatar-manateehunter.jpg?twic=v1/output=image&v=2)
20 September 2017 | 85 replies
Some companies even refund premiums back to their customers each year if there is a surplus.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/173005/small_1621421484-avatar-mattr27.jpg?twic=v1/output=image&v=2)
5 March 2015 | 5 replies
Calif has the largest budget surplus at 32 billion.NYC has 48 fortune 500 companies!
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/63943/small_1621413457-avatar-arbitrage6.jpg?twic=v1/output=image&v=2)
12 November 2015 | 14 replies
If so: 1)Find out whether you have been sold a Surplus Line Insurance product and contact the Department of Insurance and Financial Services within the state your properties are located to ascertain whether NREIG/AGM hold a license to be selling a Surplus Line Product, despite having you signing up to the Membership Agreement.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/47448/small_1699645975-avatar-slackadelic.jpg?twic=v1/output=image&v=2)
7 July 2015 | 20 replies
It's not a ghost town but there is quite a surplus of amenities now.Sorry if all this pisses you off Mark.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/860994/small_1621504594-avatar-joeyh15.jpg?twic=v1/output=image&v=2)
30 September 2017 | 13 replies
When oil is up its impossible to find hotels, rentals or even rv spaces and when its down there is usually a surplus.
24 November 2017 | 70 replies
Perhaps ramp up the Realtor side to increase sales and then leverage the surplus cash to start your marketing?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/870953/small_1621504739-avatar-tanveera3.jpg?twic=v1/output=image&v=2)
2 July 2022 | 37 replies
Fiscal policy created huge amounts of surplus cash in folks pockets by PPP and all the Covid relief measures.