Here in certain areas of the Bay Area, I don't really consider it speculation to bet on appreciation in the long term, though you might have to hold through possible recessions to benefit from it.

Or maybe some of us are not in a position to speculate on appreciation.

You could speculate on appreciation, but recognize you will have to keep feeding the alligator, to maybe see enough appreciation.

I can only speculate but maybe it is to just pursue a personal judgment rather than a judgment against the property.

I think the midwest might offer some value and also St.Louis however this is only based on my speculating.

So I thought maybe live in this one for 2 years and rent it out for 3 years, same thing with the other one, but with the market peaking, I'm not sure even Seattle is going to keep appreciating, so I'd be speculating, and might be forced to sell at a loss, especially with all the transaction costs.I got two good rentals during the down turn, but prices have risen too much to get into much else in my area other than HOA short sales...

There are other parts of the country where you can hit 20% coc.You aren't really going to do that in speculative areas.

I have real estate holdings in both markets: a commercial bare land speculation (in my SDIRA), second set of commercial lots (location of a food truck business I co-own), a SFH, and a fourplex.

(granted I am speculating, but odds are this is correct) That loan's price is closer to $12k.

Integral Investments headed by Egbert Perry is the entity doing due diligence on the prop.I understand what you are getting at meaning at this point it is all speculation.