@Tomas NunoInvesting in real estate with house hacking is smart, but there are issues to think about since you work outside the US most of the year and stay in California for a short time.

Looking at historical data has value and saying to disregard it is not smart investing.

As soon as you go into nicer neighborhoods people are smart enough to not get themselves in a situation where they get super motivated to sell their house fast for cash and also smart enough to bring it on market instead of doing a back door deal with a wholesaler.

It goes without saying that your real estate professional should be working hard (and smart) but the successful investor/buyer has to show up also.

But if the county re-assesses every 3 or 4 years, you will pay market prop taxes soon enough.I’ve been an investor for 46 years and this is NOT something I would do.Over this time, I have seen investors get themselves in trouble by being “too smart by half” often with creative tax structures that end up causing trouble but this is a another danger zone in my mind.I’d think long and hard before embarking on what you propose.If the acquisition doesn’t stand in its own merits and one needs to resort to chicanery to make it work maybe it’s not a deal.just my two cents.good luck,Arn

You are smart to assume the carrier is looking to manage their exposure. 

They are more likely to seek out properties with green certifications, solar panels, energy-efficient appliances, and smart home technology that reduces energy consumption and minimizes environmental impact.Preference for Flexible and Multifunctional Spaces: With the rise of remote work and flexible lifestyles, Millennials are redefining the concept of home space.

Smart money move. 

House hacking is a smart move, and it’s great you’re already looking into financing.Best of luck,Julio

- Would it be smart to pull the equity and use it towards the down payment of our next home?