If You Encounter New Statuses Search Online for Definitions: If you come across unfamiliar document statuses or terms, search Google using queries like "Mortgage Release meaning" or "Lis Pendens definition".

The pics online of Tulum look incredible.

We want to start an LLC, the fee with our attorney is over $1000, i did come across legalzoom and other online LLC services which costs a few hundred. 

Tenant portals, online rent payment systems, and automated communication channels process large amounts of personal data.

Simplify as many standard processes such as online rent payment, leases, apartment turns, paint, and other materials, and re-key all locks to a master system.

I am an REI bookkeeper, Quickbooks Online Proadvisor as well as an investor myself.  

The current mortgage rate is 4.375% and I want to avoid refinancing if possible. 

Given that your rental property currently cash flows over $3K/month, the DSCR might be too low to qualify for the full $900K loan, unless you can show additional rental income or strong reserves.If your goal is to access that $200K for another investment, refinancing with a DSCR loan could be worth losing the low 2.99% rate, especially since it would eliminate the high-interest HELOC.

One route is to explore refinancing these properties into your name with a cash-out refinance, which would allow you to access some of the equity while officially transferring the deeds.

QuickBooks Online has four different levels:QuickBooks Online offers four plans—Simple Start, Essentials, Plus, and Advanced.