It's just math.HOWEVER, if you (like most people, myself included) don't always act purely rational and mathematical, the psychological benefits that others have described (paying lower balance first) can be worthwhile.AND, if you plan to invest in more things before you retire all your debt, you may want the flexibility that having access to more free cash provides, even if it slows your debt retirement down.

Learn ho to analyze markets and properties correctly, and the big one...learn the importance of NOT Rationalizing a bad deal into a good one.  

Tell them the cash flow is essentially dividends and most rational investors reinvest the dividends to facilitate growth.

has thrown me into meditation zone to the point I have a new reason to break my desperate need for just $500 per month to never again need to ration food from the 15th to the 3rd of the next month;  in afew weeks I should be able to have in print the format of a Corporation for Financial Assistance for those who Really are down and out- broke and truly suffering as a result, turned away from being Truly Assisted in obtaining their own financial means.  

Last week I send out a first round of yellow letters to a list I build of Pre-Foreclosures I compiled from RealtyTrac.Today I am actually getting a few calls (which has been great) but two people, who apparently have a very good LTV equity ration told me that they are going through a shortsale, so I would have to talk to their realtor if I wanted to get inline.I was under the understanding that a shortsale was when people were actually underwater... how someone who has a higher equity than what they owe will go through a shortsale?

We don't do that because it wouldn't be rational. 

I mean it was a bad deal, you recognized it, and didn't try to rationalize it...just passed on it, and went on to the next one.Good job.

Many investors first use GRM (using listing price as the price in the formula) to filter out properties they don't want to consider that don't hit a minimum GRM, then use a quick estimate of NOI/listing price, to further filter properties that don't hit that minimum ration, and then dig into further details to arrive at an offer price for the remaining properties.

If you plan to live in the property, you should be able to qualify for a high-ration mortgage of 90% - 95% LTV ... though, I'm doubtful your property could carry it.

I've read some others post and read other pages, I was just wonder about a little more I for about Cash Flow Notes, simplified for someone that doesn't know all the terms and understand the rations like myself.