You'll derive the value based on the NOI and cap rate for your submarket, as opposed to neighborhood comps, etc.While your lender will focus on the property's performance, there are other personal hurdles such as net worth and liquidy requirements that need to be met for qualification.   

Look for smaller local banks in the area of the property, they may offer portfolio loans with more flexible terms, rates and qualifications.

@THU NGUYEN My understanding is that lenders here are still lending, but the loan qualifications have been raised a notch or two.

I plan to leverage an FHA loan as an owner / occupant and put 5-10% down.I understand the difference between pre-qualification and pre-approval for a mortgage.

Also does anyone know anything about qualifications for being a section 8 landlord?

TIAoos = out of state    QM = Qualifed Mortgage as in qualified to be bought by one of the fannies. 

We decided on a duplex to house hack our mortgage and rent out one of the units to cover our expenses. the qualifications for a VA loan is having your purchase as your primary residency for at least 6 months.

Have you ever struggled with filling your section 8 house with a tenant that meets your screening qualifications?

Read below for detailsOur goal moving forward is to keep our pricing and qualification as stable as possible during these times of uncertainty.

I will go through the tax doc of 2018 to make sure I understand the qualifications.