6) What are the primary clients that are brought in?

It's definitely putting a wrench in my life which is the primary thing I wanted to avoid.

Okay, hard money and DSCR loans aren’t going to have those requirements.Is the buyer buying for investment or primary purposes?

(You can't move earlier than a year and get another primary residence.)If you buy a 4br in the $500k range and put 5% down, that's likely $3300/mo or so.

I've read hundreds of these and usually call the agent for an explanation to ensure we're protected.

The strategies you mentioned above seem to be more advanced strategies, but if that is what you enjoy, learn as much as you can and get into it.With minimal income, I would suggest saving up some money, buying a new primary residence that you can house hack, and keeping your current property as a rental.

I accumulated about 50k in bills/expenses on cards during that time  and another 50k doing renovation on both rental property and my primary residence.

My primary goals are to use BRRR to buy-and-hold these 2-3 unit, and multifamily properties.I hope this context helps!

The real estate agent I was assigned passed me off to someone else without explanation, and the general contractor stopped communicating with me once I had my first deal under contract.

I live in Atlanta and am about to sell my primary and move to the mountains of north GA or WNC and either get another rental there or a second in Sevierville.