Since the product is still so new, they've been granting beta testers free access to the product's functionality in exchange for feedback and bug reports.

While definitely not a local credit union, we have some great options for HELOC products. 

It’s entirely likely you would have to switch insurance products  - going to a commercial policy - but check with your carrier. 

Original “living room”New: Office SpaceOriginal BedroomNew BedroomOriginal BathroomNew Bathroom: View 1New Bathroom: View 2INTERIOR PRODUCT AND DESIGN CHOICESCooking and dining together is a big family activity for us.

I use DSCR products every time because of this exact analysis with my own CPA.  

I don't even need to look at the listing- if it's been 100% quiet, it's one of two things:-There's no market for the product you are offering. 

She likes the product and wants top of the line but not really good at negotiating with another contractor.

Closed and am all good, used the new 5% multifamily product that came out last November 

These include (but are not limited to);a. a drop dead date for her to refinance and take you off the mortgage (5 years, whatever);b. trigger events for her to refinance regardless of date (birth of child, remarriage, failure to maintain the house physically, cease using house as primary residence, failure to pay insurance or property taxes, no "subject to" sales and etc., etc).and no doubt a host of other things.Then there's your remedy if she fails to keep her end of the bargain, including who gets appreciation, right to possess or maintain, etc.Your credit score is far down the list of concerns

Would be really grateful for guidance and thoughts on how to be productive between picking up and depositing rents.