My advice is to start listing early and make the property as nice as possible.

They say the attached lease copy is true and correct and there have been no written or verbal changes from the contract. 

I think I’m more focused on long term gain, some short term cash flow is nice but I’m not planning to try and live on it or anything.

Buying down to 5.75% for $4,400 will give you immediate monthly savings and stability, which can be nice for budgeting as a new landlord.

Fortunately I was able to add a 30” model...so I got to spend $400 on a nice whirlpool stainless gas range that looks decent too!

The units look nice, the apartments are spacious and located in a nice town, close to the NYC train (50 mins from NYC).

Quote from @Jesus Rodriguez: Quote from @Robin Simon: Nice, welcome to BP!

Nice stop in OKC.

@Jean G.The reality is: it dependsIt’s a numbers game where you need to first determine: what yield do I want and what are the outcomes/ risks involved that could impact thatBuild yourself a financial calculator to understand this but also understand you need to know every process and how much it costs and how long it takes90% upb on a commercial property in a non judicial state with equity and default interest at 15% is a great deal but take that same asset in another state which also has long eviction laws and it could be awfulLastly bankruptcy could wipe out some of your lien depending on the type and how the loan was written.

Do you have a nice amount saved up for the activities you enjoy(I assume yes given a 30+ year in Tech plus you mentioning making lots of money already in real estate).If that is the case, what are you looking to achieve now within real estate?