If the agent you work with is not familiar make sure the lender is, so you have someone who can confidently navigate this path for you.

You are complaining after four months of trying in a brand new business that you didn't know anything about?

Yes, this is "tough love", but you won't survive in this business if you let it affect you:)

We live in California at the moment and I have W2 job and my wife a small online business.

Your taxes are none of the ex wife's business and this would seem to address your concerns.I would also put her on notice that future requests for financial discovery will be two-way and if a discrepancy is seen in the other direction you will seek support from her.

Also If the names are correct i searched dca database and found neither license listed under the name or business. 

Better Business Bureau reviews, etc.).Can I set up a self-directed Solo 401k if I have full-time job?

I would tend to agree with the other CPAs typically.The 500-hour test is one of seven material participation tests used by the IRS to determine if a taxpayer is actively involved in a trade, business, or rental activity. 

- If the 5% do say they'll sell a must in this business they have to also agree to MOVE OUT PRIOR TO YOUR CLOSING DATE. 

I run a full time flipping business, right now i am able to do 2 homes at a time.