I am from the island, looking for investment property but i don’t know the process either.  

We have a couple renting a house in Minnesota who is consistently behind on paying rent but they end up paying the full rent within the month, staying just out of reach of agreement termination.

Other cities in San Diego county vary on their STR rules, but the beach area communities are consistently getting less STR friendly.  

Mike,I am in Pinellas County, Florida and our area by Seminole, Treasure Island, Madiera Beach, Saint Petersburg/St.Pete Beach, Tierra Verde are all great LTR and STR spots. 

I am proud to have achieved Super host status on Airbnb for the past year and have received hundreds of positive reviews across various platforms and through word of mouth.Key highlights of my rental operation:Vetting Process: I ensure all clients are thoroughly vetted, maintaining a strict no-party policy to protect property integrity and community peace.Strong Relationships: I am respected by the Landlord Management Team, consistently ensuring both the clients and the management are satisfied.Operational Expertise: Leveraging my operational experience from my time in the United States Army, O&G Manager and as a seasoned operator in the Houston bar scene, I run a smooth and efficient rental operation.I am now looking to acquire additional properties in the Houston area to expand my rental portfolio.

Hi Craig,I'd recommend Bank of Hawaii - it is the largest bank on the islands, and have a long traditional of being a solid, conservative bank.  

Is this consistent with what I should expect to pay for the returns I had performed?

If lower rate trends continue and stay consistent, expect the news to reach sidelined buyers and an uptick in buyer activity towards the end of summer into the anticipated September rate cuts. 

If you're going to be able to consistently invest solid chunks of money every single year, then a big part of your focus should be on not losing money versus hitting crazy returns. $50k invested per year at a 10% annual compounding return is just over $9m in 30 years on $1.5m invested.

It's advisable to thoroughly document your application and screening procedures, ensuring consistency for every applicant.