It really depends on the scenario.If someone is in deep waters, BK, foreclosure, terrible credit, etc.You don't want to be above 60% LTV as that borrower has an incredible risk of default.

This means I can count my participation across both properties, making it easier to meet the qualifications.

So logging those conversations, meetings, or site visits you’re involved in will cover you.Using a spreadsheet to track everything can make life easier, especially if you’re logging hours often.

While DSCR loans focus more on the property's cash flow than your personal income, most lenders will still require a personal guarantor to reduce their risk.Keep in mind that DSCR loans typically come with higher interest rates than conventional loans, which is the trade-off for the easier qualification process.

We're focused on solving CA's housing crisis by making it easier, faster, and less expensive to build high-quality housing units.

Less funds for downpayments, stretched DTI even if we offer easier access with lower entry points, and more inventory than any point since H2 '22 or pre-covid in almost every market.

There are in general less headaches on the front end and it is typically easier to get stabilized. 

Quote from @Gillis Langston: Mold is usually much easier to deal with than people think.

It is much easier to let real estate pay for real estate.Here is the concept: buy 2 properties, then hold until you have 50% equity, then sell one to pay off the other.

At higher deposits i.e >25-30%, finding right property should then get slightly easier as then lesser yield would turn the asset positive though ones cash on cash returns would reduce.