Hope you know I wasn't speaking poorly of townhome occupants - just highlighting the very odd nature of the DC market vs. the other more traditional markets we've lived in. 

So based off this calculation I determined that my portfolio is strong enough to move on with my expansion plan into a new market.Business expenses as % of total expenses : 70%   1) Fixed Expenses:        a)Monthly Mortgages: 45% b)Property Taxes: 18.7%c)Utilities Expenses: 14.8% d)Licenses & Insurance:  5.4% 2) Variable expense - Water bills + repair expense : 16%  Personal Expense as % of total expenses: 30% My monthly living expensesa)Housing: 39.7% b)Child Care: 25.4%c)Living expense: 22.2% d) Food: 7.9 %e) Insurance: 4.8Income 1) Total Income - 100%  A) Rental Income: 42%  B) Wage income (W-2) : 26 %  C) House Flipping Revenue: 23%  D) Property Management Revenue: 5%  E) Stocks/Dividends: 4% Please let me know if you would like help walking through this process as it has been super helpful to understand my financial situation or send you the spread sheet I used.  

Jan Styrczula - I got excited to work with someone and I decided to go ahead before signing clear contracts with a lawyer (just did a letter of intent highlighting the basic terms).

The food is good, though.)I'm a digital photography buff with a background in Photoshop.I do most of my digital photography with clothes on, but you do you.

So based off this calculation I determined that my portfolio is strong enough to move on with my expansion plan into a new market.Business expenses as % of total expenses : 70% 1) Fixed Expenses: a)Monthly Mortgages: 45% b)Property Taxes: 18.7%c)Utilities Expenses: 14.8% d)Licenses & Insurance: 5.4% 2) Variable expense - Water bills + repair expense : 16%Personal Expense as % of total expenses: 30% My monthly living expensesa)Housing: 39.7%b)Child Care: 25.4%c)Living expense: 22.2%d) Food: 7.9 %e) Insurance: 4.8Income 1) Total Income - 100% A) Rental Income: 42% B) Wage income (W-2) : 26 % C) House Flipping Revenue: 23% D) Property Management Revenue: 5% E) Stocks/Dividends: 4% Please let me know if you would like help walking through this process as it has been super helpful to understand my financial situation or send you the spread sheet I used.

That was the highlight of my short realestate career,only been in for a few years.

There was usually breakfast, lunch, and dinner served in the dinig room for those who wanted to attend and socialize.That being said there was a kitchen and staff that prepared food for every resident.

I missed breakfast this morning and have food on my mind. 

Definitely check out the Marketplace ads on this site as there are many posts from lenders circulating that forum with highlights about the different loan programs they offer!

Before getting into commercial real estate about 15 years ago I was in the food business in all facets so know it well.