And if you can't, no harm in asking.

Is there any real harm to the lender if they modify the terms of the note and don't record a new mortgage or deed of trust?  

There is no harm in that, what are you going to lose the cleaning fee?  

He would not have to worry about causing any harm to the tenant due to chemicals. 

And they do kill wildlife. 

I have found that if and when things go sideways all of the organizations had followed through with their commitments.Having that said I always ensure that we are not in harms way and that we are covered.I am a US Amry veteran and have recently began the process to researching a similar program in FL.

And there is no harm in trying to find those that are willing to take the deal you want.But here is some real world experience from my point of view of funding these deals for better than 30 years.first... investor ties up property with a close date of say 30 to 45 days out.. then they go shopping for the cheapest money they can find.. ( that's logical) after no success in that they go to the next expensive.. after no success with that they keep moving towards more expensive capital..

No harm in asking them.

Having a license and regulation obviously ensures that said professionals will never do harm, and I suppose we should whatever they say because they know better.Curious....what is it that makes you think any sympathy on anyone's part would be required, expected or for that matter desired in this circumstance?

You've got a landlord living in the property who won't act for fear of retaliation or that the tenant will harm herself.