Mine sends me a gift certificate for B&R ice cream on my birthday every year, when even my own brothers and sisters forget about me!

The law says that no unlicensed entity can receive 'any' considerations due to the purchase/sale of real estate.That means gift cards, credit points, discounts, cash, etc at closing.Like @Dev Horn says if you pay a flat fee for each lead then that isn't a consideration for closing any transactions and it would be strictly lead generation.If somebody brought me a deal and I closed on it before paying them If I was fearful of paying them for it bc they were unlicensed then I think I would simply give them the option to have money out into a marketing campaign for them to manage.Like buying 1000 direct mail letters with their information on it bc that would be you putting money into marketing vs giving a consideration.

In the end, I was awarded full custody of my daughter - the most priceless gift in the world!!

Although the bank would require him to sign a paper saying the money is a gift, I personally would pay that money back. 

Seller even gifted the down payment to me so I bought a $130,000 with about $500 out of pocket for closing / appraisal costs.If you have a good FICO score then you can do what's called an 80/20.

He asks for a gift card to buy supplies but demands it be from an adult book store.

Search for "down payment grant or gift" to use the internet.2) Banks are required by the federal government to lend money to moderate and low income borrowers.This means that there are specific loan programs through banks that provide really attractive terms for home buyers as long as they don't earn too much income.

If I buy a property from a developer 100K below market value,can you ask the developer to use the discount as a gifted deposit,to act as a no money down deal,or does anyone know how to aqire a property from a developer for no mony down.

Why doesn't every Tom, Dick and Harry in your communities buy (or, it seems, be gifted) investment property?

A tiny gift might be OK in some states. $50 is the limit in one state I know.