Saying I'm a great person and then entering an unfair, unusual, non-customary transaction that provides unusual benefits for the type of transaction at hand will likely be seen as predatory and there goes the claims as to any reputation.Consider what I've said here in detail, in depth and with thought as to doing odd ball transactions in financing or in real estate.

The rules are there to give you an idea of what might happen and how the property may perform, then you run your in depth analysis.

Without understanding prudent lending practices in depth (which takes a volume of books) you don't catch what may be the written intent or meaning.

As an avid investor, I will endeavor to serve the local investor community as not just an investor-friendly Realtor, but a fellow investor with an in-depth understanding of deal analysis, structuring, and financing.    

They don't know what they don't know and so far, I've never seen or heard of any who propose any "creative financing" scheme that had any in depth finance background or knowledge.

Yet, even during the depths of the Jimmy Carter years, when not only our national economy was stagnant but people were losing faith in the US as being the greatest country in the world, one which could rebound from anything, a time at which people thought getting a mortgage for 15% was a SCREAMING DEAL, people were still buying and selling real estate and everything else!

Is your sec. dep the same amount as rent amount?

James, here is a great article posted by Josh.http://www.biggerpockets.com/renewsblog/2010/06/30/introduction-to-real-estate-analysis-investing/If you have about 20 or so minutes, it is an easy read and covers more depth than either the 50% or 2% rule can.

I'm amazed at the depth of knowledge on this site.

I would take notes when listening because you ll hear a lot of good ideas and will want to investigate in depth later on.