I do not endorse this strategy for many but it worked for me because I knew the area and the upward potential.

A joint application can show a bigger impact and a more comprehensive approach to community needs which makes the application more attractive to grant funders.Boost your application with endorsements and advocacy by soliciting letters of support from industry experts, community leaders or other stakeholders who can vouch for the credibility and importance of your project or business.Follow Up and Stay EngagedFollow up on your submission to confirm that they received it.

Lastly, they use/abuse this poor guy Chris as their single source of evidence of success (don't truly successful programs have dozens of successful students to endorse them?)

I highly doubt your check sent to the lender with the endorsement if you don't object to the sub 2 then you agree to it an waive your alienation clause in the mort or TD... for me its not the structure so much its the fact that when  you sell the property the default rate for low down no down borrowers with bad credit is so high.. 50% or better within 5 years and who is there to protect the true seller who is beleiveing all this but is not sophisticated to know the difference or the reality of the default rate in these type of transactions.

They would risk losing $500,000 to save money on a plan, but opt to cover the $10,000 car...So same thing here, you save $400, but you risk no coverage for that slip and fall that the tenants friend just had at the place.Remember this is standard language, I have seen two of the name brands put forward an endorsement to standard language stating that the policy is conditional upon owner occupancy.

Is it worth getting the endorsement for service line coverage on the dwelling insurance (e.g. for water supply, gas supply, sewer) in the Twin Cities metro area? 

I'll also endorse what @Thomas S. stated. 

I don't rep Safeco so I can't speak what their homeowners policy does/ does not cover but from experience many carriers are not endorsing a "homeowners" policy for Airbab (aka short term rental) they are selling a seperate policy specifically written for the short term rental use.

An FHA approved contractor is actually a DE lender (Direct Endorsement FHA Lender).

I agree that the bankruptcy is the larger concern, but consider two things:First, if this special assessment is related to the HOA's part of repair costs in an insurance claim, check to see if your own insurance has a loss assessment endorsement, which is supposed to protect you from the costs passed along by the HOA.