Wondering what are the different ways everyone got the money to put down on a property and the way to finance it?

No attempts to "pull one over" on anyone here--in fact this deal and partnership idea were brought to me by the other would-be investors (including the deal finder), because they're interested in making it possible for my wife and I to move closer to them (currently living in different states).

Different buyer pools homeowner vs investors and the returns are definitely in the 4 units or in value adding the 2s. 

Some have pointed out the fallacy that to be licensed in some way is different upon the operation. 

So, when investing in areas they don’t really know, investors should research the different property Class submarkets.

Is replacing the HVAC with a completely different unit the best solution?

Every HOA is different, but they significantly affect your cash flow. 

Some company paystubs have specific characteristics that are embedded in the document that make them a bit different.

@Ricky Hernandez  We bought in two different communities that had no rental restrictions then later imposed cap of 10% rentals. 

Curious.. do you think you’ll try a different approach next time, or stick to this model to keep the momentum going?