The electric bill came up unexpected that month7.

They have failed to renew my entities with the Secretaries of State multiple times, have billed me wrong amounts, and GREATEST OF ALL, have cost my business ~$50K in cumulative TAX PENALTIES due to negligence in filing for a tax extension, failing to walk me through my tax filings and needed payments, and failing to file an abatement promptly.

Or is the landlord always responsible for the water bill and heat?

Lenders will want to verify you will not owner occupy it and may require a utility bill, mortgage statement, or some other proof you live somewhere else. 3.

@Joe Fish maintenance is the most opaque part of PMC services.Most PMC's charge by the hour for maintenance handled by their internal staff OR they charge owners via their own invoices - which hides the actual costs.When hiring outside contractors, most PMCs add a markup - that again they often hide by billing owners via their own invoices.

If they spent ten years in prison for drug dealing, but have been out for ten years, have been sober, stayed employed, and paid their bills, there's really no risk associated with their criminal past. 

Lose money and get hit with a tax bill from Uncle Sam.

I think if you set up a brokerage account with the same bank that your business checking account for the LLC is at, you can simply move the money from the checking account into the brokerage account and then purchase something. like USFR, which pays 5.4% in T bills with zero risk of loss or BKN which pays 5.7% in tax free Municipal bonds if able to tolerate some risk (this gives me a >9% tax effective rate on my cash).

A week later the neighbor came to me again with a bill of $1075 for detailing telling mr he doesn't know who is paying but he wants the money this week!

The whole process will take 2 hours start to finish and I am not even interested in billing them for the time, time is more valuable to me than money, and I just dont want us to have to take the time.