Hope I'm not out of line commenting as a non-licensee, Mike.As a seller I would think it pretty stand-up to say, as my listing agent, you won't charge commission on seller concessions. 

I will pay a licensee.

Hi, all I would say is that "Buyer is a real estate licensee in the state of _____ and an investor".

Terry Mclain is it correct that all property managers in Iowa must be a real estate licensee, unless they are a resident manager (or owner)?

As always when you have a license cross your t's and dot your i's to protect yourself if legal action were to arise - a judge holds a little higher standard with a licensee as you 'should know better'.  

However, no transaction negotiated through a real estate licensee shall be considered in determining whether a person is a real estate broker within the meaning of this section.

Brady Hanna I wrote a blog article on this very topic: http://www.biggerpockets.com/renewsblog/2013/05/24/you-just-passed-your-real-estate-licensee-test-now-what/It doesn't go into Kansas City specifically, but the overall theme applies to any market.One question though.

As a licensee, who must hang their license under an employing broker, you are well-advised to make them aware of exactly your plans, because everything you do will reflect on their license. 

Sure you can write a low ball offer but the listing agent who originally told the seller the value of the house was “X” has a duty to tell the seller their opinion, and it difficult to say yesterday it was worth “X” and today its worth a lot less.As for the commit that you have to disclose that you’re an agent you only have to disclose licensee status if you’re representing the party.

The problem is that the company you work for may not want you to self-manage as a licensee.