I like your idea of instantly pinging a human and holding on a AI response when keywords “stars” or “review” are written.

It may help you get some ideas on what to add to your own thing or send them that.

I've been teetering around the idea of house hacking once I am done with college, but a big issue I have come across when speaking to a mortgage broker is the fact that I need to prove 2x of the mortgage in monthly income.

You can see plenty of examples in these threads, where every contribution revolves around this same promotional angle:https://www.biggerpockets.com/forums/927/topics/1195612-the-...https://www.biggerpockets.com/forums/311/topics/1136123-what...https://www.biggerpockets.com/forums/48/topics/1103837-which...https://www.biggerpockets.com/forums/62/topics/1156841-scam-...https://www.biggerpockets.com/forums/44/topics/1159791-what-...https://www.biggerpockets.com/forums/79/topics/1121289-has-a...https://www.biggerpockets.com/forums/44/topics/1159791-what-...https://www.biggerpockets.com/forums/79/topics/32290-jack-bo...https://www.biggerpockets.com/forums/12/topics/938096-land-f...Given this pattern and the sophisticated marketing approach, I wouldn’t be surprised if "William Ferr" might actually be Jonathan Halves himself, or someone closely tied to his business.

Honestly, over leveraging is a really bad idea at this time (just my 2 cents). 

For this reason, I do like the idea of having a bank with many branches and the tenant just deposits at their closest branch.

From that experience, I got the idea of just building a multifamily (ideally a quadruplex) from the ground up as my next home to house hack in.I've done some preliminary research and had some questions if any experts care to chime in:+ There aren't many multifamily zoned lots in metro Atlanta.

I am definitely not an expert on international investing as a whole though so I agree that it is a great idea to get in touch with someone who has more experience with it! 

However, prop 13 is a gift to long holds, my interest rates are high 2s or in the 3s, and everything was financed (cashed out) between Dec 2020 and Dec 2021 (when the government tells you they are going to raise interest rates, it is generally a good idea to believe them).

This is a great way to hear their thoughts on markets and strategy and a host of other topics.