(Monthly Cash flows $600)Is it better to have the shorter loan period with less monthly cash flow or the longer term loan but cash flowing more per month and pay that profit onto the principal each year.

(Monthly Cash flows $600)Is it better to have the shorter loan period with less monthly cash flow or the longer term loan but cash flowing more per month and pay that profit onto the principal each year.

Let's say you decide to flip then transactions are a lot shorter compared to a buy and hold.

If you refi and lower your rate but opt for a shorter amortization you will be paying higher monthly payments than a 4% 30 year. 

Building new requires more capital, time and planning up front whereas a rehabs are typically shorter and cost less money out of the pocket.Have a look at what new properties rent for in your area vs low properties. 

@Shannon Frazier roommates generally stay a shorter time period than a family.

I always want no more than the same number of payments currently remaining or even better is go for a shorter term. 

Option A - The only detriments to this compared to B are 5% LTV difference, 0.5% origination fee, and a shorter fixed rate portion.I'd probably roll with the 7-year ARM with the local bank and build a killer business with them. 

As Dave mentioned, financing will be at higher interest, higher down payment, and typically shorter am and term. 

I think it's hard to justify shorter mortgage terms, @Barry Stegall.